October Was Cyber-Awareness Month: Celebrate It Every Month

Top (4) Reasons Why You Should Celebrate Cyber-Awareness Month-EVERY MONTH...by Invisus Security Solutions (Clifford Wall-Independent Security Advocate)

If you use the Internet - you are at risk. Internet predators and cyber-thieves are a real threat to your personal security and privacy. Your money, your computer, your family and your business are all at risk. You need professional strength security to stay safe online today. Get peace of mind. Let the experts at INVISUS manage your security for you, just like your phone service, your automobile maintenance, or your home security service.

Remember, never a charge for Technical Support at INVISUS, and we guarantee you we will Identity & Resolve your problem for you, regardless how long it takes. We will even give you support before you become a customer, if your machine is so infected that it interferes with completion of the Diagnostic Test-and that happens quite frequently; especially if you have 10,000 or more spywares or viruses on your machine.

1. The National Cyber-Security Alliance is a Consortium of Government Agencies & Private Industry Sponsors

They first sponsored National Cyber Security Awareness Month in October 2004 with the intent of increasing online security awareness among home users, small business and the education community.

This year’s National Cyber Security Awareness Month campaign is designed to increase the public’s awareness of cyber security and crimes issues, so that users can take precautions to avoid these threats on the Internet.

2. The Cyberhood Watch Internet Safety Campaign is An Important Part of the Grass-Roots Efforts by ISA's with INVISUS

We Need Your Help in getting the word out. Help us to help every PC user that is connected and using the Internet to become responsible cyber citizens.

Share with your friends and neighbors this valuable information from the National Cyber Security Alliance and how they too, can have the same great service and protection that current subscribers are receiving from INVISUS.

By the way, INVISUS is a Latin Word, and it means to become invisible. And that's what we do is make your computer Invisible to CyberCriminals and Professional Hackers.

3. Just Go Take The F^R^E^E^ Diagnostic Test That Will Show You Your Risk

Just go take the diagnostic test, determine your risk and get off the Spyware-Virus Treadmill & Stop Buying Renewal Software Every Year!

Don't think that just because you bought one of those brightly colored boxes at your friendly computer store that you are protected. Keep in mind those software programs are at least (90) days old when you buy them and are only Entrly-Level Protection Programs [At Best] and the CyberCriminals are Depending upon you to buy one of those programs for they can hack one of those programs like a knive going through hot butter.

4. The Primary Reason Why Internet Users Will Continue To Be Victimized

In Today's Fast-Paced Internet Environment, it is almost impossible for the average person to stay current with the Latest-And-Greatest Security Technologies available.

That fact alone is the primary reason why most people witll continue to be victimized by cyber-crime and experience privacy breaches...

And The Cyber-Criminals Know This!

That is why Cyber-Criminals have shifted their focus from Large Governmental Organizations and Companies to the Small-Business Owner and Individual Computer User; they know you can not afford to protect yourself the way the Larger Companies and Organizations do.

It's like water seeking the path of least resistance.

The Future of Internet Security Is Here-Right Now...

Major corporations and government agencies have been successfully waging the war against cyber-crime by paying big money for professionally managed Internet security services. Hackers have now turned their attention to much easier targets - homes and small businesses.

While large institutions with deep pockets are able to defend themselves from constant attacks, the rest of us don't have access to, and cannot afford to pay for corporate level managed security services - UNTIL NOW. The future is here, and it's in managed Internet security services for the masses.

Mr. Clifford Wall is an Independent Internet Safety Advocate for INVISUS Security Solutions.

His main credentials are that he was a "just a customer" for (6) months before becoming an independent affiliate and advocate for the Managed Security Approach to Internet Protection. His computer was almost turned into a "Zombie-Computer" by a tag-team of professional hackers from Germany and Russia, one evening about (6) months after he had become a customer. Then his daughter and son almost lost their computers to professional hackers.

If you would like to determine your own personal "hacker-risk" just go take the Diagnostic Test [click on the red button that says test] at http://www.myinvisusdirect.com/ponyhunter

http://www.myinvisusdirect.com/ponyhunter

(12) Things You Must Do To Be Able To Afford To Retire At Your Current Income Level

Baby boomers are that large segment of the population born between 1946 and 1964. Often called the “me” generation because of their desire for instant gratification, they are barreling full speed ahead toward retirement with one big difference...

Their instant gratification lifestyle got them the new car, the new home, the new high definition TV when they wanted it, but they have saved a much smaller percentage of their income than previous generations.

Now what do they do since they have a big elephant in the room with them called "Retirement Planning?"

1. Baby Boomers Have Neglected Retirement Planning There is a "Purple Elephant" in the room that the majority of Baby-Boomers have been ignoring, it's called "Retirement Planning," and Baby-Boomers are heading for a shock as they hit retirement; primarily because of vanishing pnesions and inadequate 401(k) savings. But is it too late and what can they do?

2. The Government Will Take Care of My Retirement Needs After all, Congress passed The Pension Protection Act of 2006. But, as we are all familiar with the results when the Government decides to "Fix" a Problem-right? So will they fix it or make it worse.

3. So did you see the Frontline Special: Can You Afford To Retire? Here is What You Need to Set Aside...(40) million Americans now have 401(k) plans and many advisors are now saying that you need 15 times your active income.

Frontline Correspondent Hedrick Smith talked with experts about how people are handling this new do-it-yourself retirement saving systems and the common mistakes they're making.

Interesting Sidebar:

Correspondent was talking to an upper-level manager of a major corporation and a secretarial-administrative-assitant type came in the room to serve them coffee. When she left Hedrick asked: "Tell me, Mr. Big, would you let Suzy-Secretary handle your retirement-pension plan and handle your finances for the future?

Mr. Big huffed, and puffed and said: "Certainly not, she's not qualified nor experienced in such intricate financial matters."

Well, said Correspondent Hedrick, you are asking her to do that for her own retirement program.

My fellow baby-boomer, did you get the point?

4. The End of Lifetime Pensions? Do you know that none of the major airlines have intact pension plans for their pilots?

Troubled companies have dumped their underfunded pension plans, leaving the federal pension insurance system holding the bag. Hedrick Smith talked with experts about whether the private pension system can be protected.

5. Chapter 11 Bankruptcy Strategy is the Answer... Chapter 11 Strategies have become a strategic tool for troubled companies. Hedrick talked with industry insiders about how it worked in the case of United Airlines, and whether it's time for reforms to protect workers' benefits.

Find out who got protected and who didn't and why....very, very interesting and revealing as to how all this works.

6. Public Pensions-Is there More Trouble Ahead? Cities and States are facing the same red ink with their pension trust funds as are private companies and corporations.

7. What's It Really All About-What Do You Really Need? In the beginning of the Frontline segment it interviewed an individual who had the wisdom to set up his retirement, with professional advisors, and thought he had "covered all his bases."

He was receiving monthly retirement checks of $3,000 per month, and this-He and His wife thought-will be our retirement income. Then the unmentionable happened...his company cut his checks by 30%. The result-he had to go back to work and is now driving trucks to make up the difference.

8. An Alternative Solution... What we all need is a check every month. We need cash-flow, we need money to pay our expenses, our insurance, and an income that will grow in the event of catastrophic health expenses in the future.

9. At Age 55 I Woke Up One Day... Shortly after I turned (55) I had a wake-up call:

I got sick...fortunately, I had my Veterans Administration Benefits to fall back on; but it made me start thinking. Then the kiss death came. Social Security mailed me an estimation of what I would receive if I took an early retirement at (62.5)...A Whopping $937 per month.

Sure, I can live on this, if I start living under a bridge somewhere, and start panhandling for my living.

Not an acceptable alternative for me...

10. So What do You do if you are +55 And Haven't Saved a Dime Don't feel alone-there are literally hundreds of thousands of people who have little to show for their efforts.

You may have had the burden of college tuition, unexpected medical expenses, job loss, bad investments, a bad divorce, or maybe like me, you really didn't land your first "Good-Job" until you were after 55.

There can be any number of other events that either drained your assets or prevented you from building that nest egg in the first place. Or, like so many baby-boomers, [aka the "Me Generation"] you may have just been leading the good life until you had your own personal "Wake-Up Call."

But don't throw up your hands and say, "It's too late-why bother?"

Wouldn't you rather end up with some assets than none at all?

11. So What Do We Do Now? * Figure out what you will have and what you will need

* Put every possible dollar you can dedicate into a tax-deductible retirement plan...this includes any plans your employer sponsors, as well as your IRAs.

* Make a zero-based budget...meaning you start with the absolute essential expenses, and then add expenses from there until you run out of money.

* Take a hard look at your current work situation...could you be getting paid more elsewhere, or be working for a company that has better retirement benefits.

* MY FAVORITE-AND THE PATHWAY I HAVE CHOSEN-start a small business on the site. There are many benefits to this, especially if you are close to retirement. First, you can usually contribute up to 25% of your self-employment income to a tax-dedubtible Keogh plan even if you are already putting money into another plan.

The second benefit of starting a business on the side is that your new knowledge and experience makes you more valuable to your current employer.

Third, if you are laid off or experience job discrimination in terms of pay raise, you have another income.

* Forget the standard retirement age of 65-68. The longer you work the more money you can save, and the fewer non-income producing retirement years you will need to finance.

* Plan to sell your house and buyh a smaller one or get out of the real estate market altogether; especially if you are planning to move to a retirement community with liftetime services.

* Be realistic in your projections and your dreams. Look at each of the above items and use retirement calculators to calculate "what-if" circumstances.

Remember this: There is nothing worse than being retired and broke. And remember this statistic, at age 65, less than 2% of the population has $20,000 in cash. It's too late to start your life over again and save all that money you spent on things that didn't really matter.

Author Credit: Giner Applegarth, 12/13/01 http://moneycentral.msn.com/articles/retire/invest/1210.asp

12. But Which Business? The Internet Security wave is here! Don't miss a day-get started building your financial future right now.

You can make an important difference in the lives of those you know and care about-AND buidl a solid finanical future at the same time.

Everything you need to get started for just $299.99. The enrollment fee to become an ISA and get your business started on only $270. You will be shipped an ISA Business Success Kit (valued at over $1000) that includes everything you need to get your INVISUS Direct business started and begin earning money immediately.

To get your personal computer protected, the initial month setup fee for your personal subscription to the INVISUS service is $29.99 per subscription. Altogether, for just $249.99, you will have an exciting and powerful new business of your own in one of the most explosive markets ever.

KEEP IN MIND: This is N-O-T a Get-Rich-Quick Scheme, but rather a solid business based upon a product that works, a product that is guaranteed, and one where there is never a charge for customer support. The choice is yours...

When the boomers - about a third of today's workforce - reach traditional retirement age in five years, there won't be enough young workers poised to replace them.

Such labor shortages already are forcing employers to rethink how they will recruit and retain older workers and deal with ' their ultimate retirement.

Aging baby boomers present both an opportunity and a challenge for employers interested in topnotch people, particularly with a labor shortage looming.

Clifford Wall is an independent Internet Saftety Advocate (ISA) with Invisus Direct. He is not a financial planner, attorney, or any other type of financial professional. However, he is a pre-baby-boomer, having been born in 1944. Technically, I guess you could say he was a World War II era baby.

For baby-boomers that have come to Retirement-Shock-Experience that he has, he is recommending that any baby-boomer facing ther same dilemma to give very serious consideration to starting a Single-Office/ Home-Office business with INVISUS.

http://myinvisusdirect.com/ponyhunter/

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